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Coverage made simple

Getting started should feel simple.

We accept every type of Maryland Medicaid, we're in-network with CareFirst, and we're TRICARE-certified. Almost every other commercial plan works with us out of network. Terrapin ABA handles the insurance maze so you can focus on what matters most: your child.

Plans we work with

Insurance we work with.

Don't see yours? Reach out anyway. We're adding plans as we grow, and we can often help out-of-network families too.

Maryland MedicaidMaryland MedicaidIn-network CareFirst BlueCross BlueShieldCareFirst BCBSIn-network TRICARETRICARECertified AetnaAetnaOut-of-network CignaCignaOut-of-network UnitedHealthcareUnitedHealthcareOut-of-network

+ Accepting almost every other commercial plan out of network, including Optum-administered plans. Out-of-network still usually means we handle the paperwork and you pay only what your plan requires. Benefits verified free, usually within 24 hours. For the full picture, read our guide to how Maryland families pay for ABA.

How it works

We handle the hard part.

Our team helps make the process easier, clearer, and less stressful.

1

Share your information

Share your insurance information with our team.

2

We verify benefits

We verify your benefits for you.

3

We handle authorizations

We help with the required authorizations.

4

Care begins

Your child begins care with a clear plan.

Good to know

ABA is a covered benefit in Maryland.

Maryland law requires most state-regulated health plans to cover medically necessary autism services, including ABA therapy, and Maryland Medicaid covers ABA for eligible children under 21. Every plan is different, so we verify exactly what yours covers, for free, before anything begins.

  • Free, no-obligation benefits check
  • Clear cost estimates before you start
  • We manage renewals and re-authorizations
Common questions

Insurance, answered.

It depends on your plan. We verify your benefits for free and give you a clear picture of any out-of-pocket costs before any therapy begins, so there are no surprises.
Most insurers require an autism diagnosis to authorize ABA. If your child hasn't been evaluated yet, we can point you toward trusted Maryland providers who can help.
Reach out anyway. We're adding plans as we grow and may be able to work with you as an out-of-network provider. The benefits check is always free.
Usually just a few business days. We move quickly because we know every week matters when it comes to early intervention.

Let's check your coverage, free.

Send us your plan details and we'll verify your benefits, no commitment required.

Check My BenefitsCall (240) 770-0605